Aging and the changes that come with the need for additional caregiving can have a significant impact on your personal finances as well as your family relationships. This workshop reviews the considerations to make in planning for changes that arise as we age and provides tips for starting healthy conversations with family members that can lead to positive outcomes.

Gain an understanding of the mechanics of auto insurance and an overview of auto loss exposure, coverage, liability limits with financial responsibility requirements of drivers.

See the benefits of using plain language applied to small businesses’ communication strategies. If class is full, please enroll for the waitlist. We will contact you if a space becomes available.

Learn about the City of Lakes Community Land Trust (CLCLT) and permanently affordable home-ownership options in Minneapolis. The CLCLT will provide training opportunities to first-time qualifying homeowners and can provide support for unexpected home repairs or financial problems.

Unlock the full potential of your everyday spending with a course designed to help you collect credit card reward points and miles. You'll learn strategies to earn more rewards, navigate fees and how to recoup value, and turn your expenses into valuable travel or cash back.If class is full, please enroll for the waitlist. We will contact you if a space becomes available.

Uncover your risk when you trade privacy for convenience with your online presence. Find out how exposed you are and how you are being tracked while online. Learn about easy and effective ways to increase your online privacy, anonymity and security. Topics will include secure browsers, private search engines, password managers, secure email and VPNs. This course is for technical or non-technical users who are just starting their journey on these topics. Plan to bring a laptop or tablet to class. If class is full, please enroll for the waitlist. We will contact you if a space becomes available.

Would you like to have someone else make your mortgage payments? Learn how to complete a rental property worksheet, understand the tax benefits of owning real estate and discuss the pros and cons of owning rental property. We will cover in detail the tax benefits of owning rentals and how to evaluate a property.

Does buying a home in an uncertain economy make sense? Learn how to navigate the home buying process step-by-step, including information about government grants, first time buyer programs, how to avoid lemons, and maximizing your money to get the best deal possible.

We will review the process of buying a home from A-Z and discuss unique funding that is only available to YOU- a first-time buyer. (With one program, it is possible to buy a home for as little as $1000 of your own funds!) You are generally considered a first-time buyer if you have not owned a home in the past 3 years.

Interest rates have risen significantly. How does this translate to the real estate market? Is it convenient to buy? This class will provide knowledge through statistical data and inform you of different ways to take advantage of this market, including government grants and first time buyer programs. If you have any questions, please contact Eliana Power at eliana.power@mpls.k12.mn.us or 612-668-3450.

One Should Ask: Is it better to have a formal plan in place, or leave things to future family dynamics and the ever changing benefit system? Did you know with proper planning, both while they are alive and after they have passed, grandparents, parents and family can take care of a child, grandchild or family member with special needs in their estate plan? Yes, and such planning will not adversely affect the benefits and programs which the person with special needs has available to them! This class will discuss how to properly protect your assets and provide for the future benefit of the loved one with special needs. Whatever the type of the asset (tangible, income producing or other) there are options you should know. We will discuss how the special needs trust fits into your estate planning, planning for the future of your loved one with special needs, and pros and cons of a special needs trust.

Practice financial communication skills with your partner. Acquire tools to build a better financial relationship, discover financial resources, create an action plan and explore how you prioritize financial decisions. Registration is per person. If class is full, please enroll for the waitlist. We will contact you if a space becomes available.

Take control of your financial future by making changes in your spending habits. Learn how to set priorities in your spending plan, why your credit reports matter, how to save for short- and long-term and how to whittle away debt. If class is full, please enroll for the waitlist. We will contact you if a space becomes available.

Unsure about what homeowners insurance does and doesn't cover and what factors affect the insurance cost and policy renewal? Learn what homeowners insurance covers, important terms that you should know, how to avoid common pitfalls that can result in higher premiums, ways to save on insurance and key consumer tips.

Learn how you can get paid to share your passion with others when you teach with Community Education. Registration required.

Have you ever considered starting an import–export business or wanted to better understand how international trade works? Whether you are interested in importing products, exporting goods to international markets, or exploring your own trade ideas, this practical program is designed for you. Led by Mykola Megits, Ph.D., the International Trade Manager at the Minnesota Trade Office, this hands-on training introduces the fundamentals of international trade and demonstrates how Artificial Intelligence (AI) can enhance import-export operations and market research. Participants will learn market analysis, buyer identification, market entry strategies, logistics, trade documentation, and trade barrier assessment. The program also incorporates innovative AI-powered tools that help in identifying international opportunities, enhance market intelligence, reduce research time, and support data-driven business decisions.

Aging often involves transitioning to different housing. The process involves coordinating financial and physical health considerations and frequently downsizing a home. We review these aspects so you can plan. Housing discussed- buying & renting-subsidized and elderly waivers, market-rate apartments, 55+, CCRC, independent/assisted living age in place, memory care, cooperatives, condo/townhouses. Explore alternatives to just single-family living. Come with your questions to decide what will work best for you and what are your next steps?

The trust is a very popular component and tool to be used in our Estate Planning. However, there is a variety of vastly different Trust options to be used and the question arises: “Am I using the right Trust for my needs and goals?” Often used Trusts include: Living Trusts, Testamentary Trusts and Irrevocable Trusts, each serves a different purpose, each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. For example, “Does my Living Trust protect my assets against Medicaid and the nursing home?” The answer is probably not. The Irrevocable Trust and the Testamentary Trust each have their strengths and weaknesses as well. We will clearly define the strengths and weaknesses of these different types of Trusts and when to use them. Explore your goals and wishes to see where they fall in the realm of Trusts. Class encourages questions and we hope to provide answers that will set your mind at ease or assist you in the decision making in this area.

Couples discover what values they have in common and where their money attitudes may differ, and learn what it takes to create a solid financial future – together. Through lessons learned and different strategies to bring finances together. Couples encouraged to attend together but not required.

What are the government programs for senior health care? What are parts A,B,C & D and how do they work? When do you sign up? How are medications covered? Does medicare cover long-term care? Get your questions answered!